The House just passed three major crypto bills with bipartisan support, including the Anti-CBDC Surveillance State Act and Digital Asset Market Clarity Act. Bitcoin hit $118,535 after the vote, showing market confidence. Over 55 million Americans own crypto, and 75% want smart regulations. The bills now head to the Senate while SEC and CFTC continue their turf war over who gets to regulate what. This momentum could finally push crypto into mainstream legitimacy—if you dig deeper into what happens next.
How did crypto go from digital funny money to something Congress actually takes seriously? The US House of Representatives just approved three major crypto bills in 2025, and suddenly everyone’s wondering if digital assets are finally getting the respect they’ve been demanding for years.
The bills include the Anti-CBDC Surveillance State Act and the Digital Asset Market Clarity Act of 2025. Both are heading to the Senate now. The Digital Asset Market Clarity Act is particularly interesting—it actually tries to sort out whether digital assets are commodities or securities. Finally. Someone’s attempting to clarify whether the SEC or CFTC gets to call the shots.
Someone’s finally trying to end the turf war between SEC and CFTC over crypto regulation.
This bipartisan backing is notable, even if lawmakers are still bickering about the regulatory approach. Acting Chair Mark Uyeda has advocated for a dedicated crypto framework, marking a significant shift in SEC policy. Some analysts are pumping the brakes though, warning against getting too excited about long-term industry impact. Fair point, considering how slowly Washington moves.
Meanwhile, the European Union beat everyone to the punch with MiCA—the first thorough, supra-national crypto framework. The US is still trying to jam crypto into existing agency structures while the EU built something from scratch. Different approaches, same messy reality. The EU passporting system allows licensed entities to operate across all 27 EU countries.
The compliance side remains a nightmare. US crypto businesses must traverse AML and counter-terrorism financing rules under FinCEN oversight. Plus customer due diligence, source-of-funds verification, and ongoing transaction monitoring. The pseudonymous nature of crypto transactions makes this particularly fun for enforcement agencies.
But here’s the thing—over 55 million Americans reportedly own crypto now. That’s real money and real voters. Bitcoin breaking past $100,000 in 2024 didn’t hurt either. Suddenly institutional investors are paying attention. Bitcoin is currently trading around $118,535 after the House vote, showing continued market confidence.
About 75% of Americans believe smart regulations are important for crypto’s future. Regulatory clarity could reduce fraud, increase transparency, and bring in more mainstream participants. The skeptics aren’t convinced crypto will ever be a legitimate asset class, but momentum is building.
The decentralized nature of cryptocurrencies still complicates everything. No central authority means no clear accountability when things go wrong. But with bipartisan support in Congress and growing institutional adoption, crypto might actually be approaching legitimacy. Maybe.
